This is simply a movie review. All credit to The Walt Disney Company.

Comments dated 09-Feb-2019: The best way to get back at those who've wronged you is to ensure that they're years behind in progress. Playing victim, supporting those who play victim, and immediately believing all the fake victim stories result in the situation where no one believes real victims. They'll never admit they did anything wrong, seeking a confession be a waste of time. The Alumni will reward them with a 1.5% credit card cashback. The Alumni of which I'm a part of. Don't be bashful, step up, claim your reward. [link] It be clear that The Alumni is the HMS Endeavour. I highly doubt that The Alumni will fall for the victim-playing. [link]

Comments dated 11-Feb-2019: It is not clear to me why a charity in a China village would have a sign with only English characters. For Singapore tourists such as myself to see, I presume. Even then, it should have both Chinese and English characters. If I were to accept at face value the sign is legitimate, it is still a mystery why my intervention is required. Why would a trustee of a purported charity in China require my help when I'm not familiar with the regulations and regime there? Should have looked for a licensed professional in China.

Comments dated 13-Feb-2019: There is a joke stating that you have enemies, give them a lottery ticket. [link] Because they won't be able to handle all those friends and relatives suddenly showing up with their hands out once they win the lottery. Those around them will have, let's just say, expectations. There will be multiple verbal stories, whether the truth is among them is not clear, and they'll rope in others to help them with the stories hoping for a slice of the windfall. Guilt-tripping, shaming, manipulation, bogus charity trustees, charlatans showing up telling you how to do the right thing with your money etc. You'll be asked to hand over cash (uh oh) to invest in business opportunies, whether your name will show up on the business venture's documentation is not clear. [link] And they'll all truly believe that they did nothing wrong, and seeking a confession of wrongdoing serves no tangible purpose. Once the balance for your savings account reaches a certain figure, that'll trigger marketing calls from The Alumni too. Not to mention the risk of frivolous lawsuits from anyone and everyone to claim payment of completely made up debts. I've mentioned in an older comment about the claim priority. So that's one way to handle it. It's primary school mathematics only. This is not cheating, because using primary school mathematics is not cheating. Anything beyond 3 digits, one can use the SUM() function in Microsoft Excel. For those who can't afford Microsoft Office, LibreOffice is available for free. There is simply no excuse on the mathematics side. No calculation of alpha/beta, probability formulas, portfolio review and rebalancing etc required. We would do well to remember that Mercer [link] died with Davy Jones' tentacles crammed down his throat. Would be a shame to the winners of frivolous lawsuits if there is a higher priority creditor who needs to be paid first. A priority creditor who suddenly emerges from the bottom of the ocean... [link]

Comments dated 16-Feb-2019: There appears to be a Chinese tradition of handling the money over to someone who is allegedly better at handling finances. Such traditional methods of financial management include impounding ATM cards and credit cards, and also taking the entire paycheck and giving back a small sum as "allowance". [link] Such taking of paychecks and issuing of allowances appears to be a pervasive practice. It is hard to say why such a practice exist, or why such a practice is allowed to continue. The husbands will insist that it's a good idea or how this shows their love. That is to say, good intentions. Again, as always, this is not about right and wrong. The problem being...The Endeavour can also carry out the exact same financial management. [link #1] [link #2] It appears to me that the HMS Endeavour is in actual control of the finances, despite both the spouses' verbal assertions to the contrary. Rekt'ed. So much for traditions. At the end of the day, impounding the cards served no tangible purpose other than having the illusion of control. Denying that a problem exists under the guise of good intentions only perpetuates the problem. At this point in time, it be desirable to disclose the true purpose of the USD$300,000,000 spending. [link] No doubt the elder and the herd had loads of fun monitoring the share price chart with the share vesting. The Captain is like only the 6th or 7th person they've blamed for their problems in family and life, and the list will only grow longer with names added along the way. The Captain had fun with the constructive dismissal. The Alumni will have fun with the elder and the herd. It's just good business. Good luck getting a lawyer to fight this...The Alumni already has the big law firms on retainer. If we believe in our own abilities, something much more better can be achieved: the Flying Dutchman with everything vested. [link #1] [link #2] [link #3]

Comments dated 17-Feb-2019: Thor and Star-Lord teaches us everything we need to know about copyhold. It's the same video. [link #1] [link #2] They did this 13 years ago with Dead Man's Chest...with a full story split over two films. The first part being "what happened" and the second part being "the solution". In the meantime, I'll spend some more on me credit cards to qualify for the annual fee waiver. The Captain was informed that the waiver is a highly desirable reward. It be difficult to shake off the feeling that I'm only getting an allowance. [link]

Comments dated 19-Feb-2019: The credit card is a difficult product to understand. Good thing the Captain has no CDP account, so that I can spend most of my time on this. The annual fee waiver and cashback are a bit much more worse than being a mere allowance. It is an allowance to do something that is somewhat questionable... [link]

Comments dated 23-Feb-2019: Engaging a professional for legal and/or financial advice always fails if the client refuses to take on any responsibility. [link] Herds always mess up by investing time and energy in dubious individuals and companies, then expect whoever walks along next to underwrite the losses for no reason whatsoever. Get the correct insurer. Full canvas = full coverage = no exposure. If there is no full coverage, the only other option would be to gain exposure (sounds cute) to numerous asset classes of varying risks, for which The Alumni shall be glad to assist. [link]

Comments dated 14-Mar-2019: I read some of the discussions and blog posts of Hyflux investors. One, who claimed to have invested 100k, admitted he/she ignored all the red flags leading up to the May 2018 court application. That's cool. It helps that he/she has allegedly 1.5mil (?) dividends every year. It's often the case that those who deserve to be helped are so self-sufficient that they don't need to be helped at all. As for the discussions of other investors, the list of parties they're blaming is growing longer and longer to the extent that it's no longer clear to me whose D&O policy they're trying to claim on. Onto things which really really matter, now where is my final Avengers Endgame trailer???

Comments dated 15-Mar-2019: The final trailer is out! 12k DC fanbois and Olivia-lovers downvoted the video. With a snap of her fingers, 97% of your money will be gone. [link] Hyflux had to spend big bucks to obtain E&Y advice. If one is diligent enough to check what Hyflux has been doing over the past few months, rather than immediately believing what they're saying, it's as good as obtaining E&Y advice for free. What is stopping me from copying their actions? Nothing. However, should one elect to immediately believe Olivia, Angela and Salim (because they look like authority figures), then it's their Will.

Comments dated 23-Mar-2019: The importance of 1st Jan 1879... [link] The reference materials, based upon old United Kingdom legislation, are here... [link] That's why the modern professionals and/or successful people cannot deliver the's old reference materials and very old ways of doing things. People only want to invest and support where there is overwhelming evidence of success, but the best time to invest is before that. Once there is overwhelming evidence of success, the price has gone way up. [link]

Comments dated 30-Mar-2019: Funny Hyflux investors comment and reply..."Hi guys, I went to mbs last night and lose 12.4 k, can I ask for a full refund from mbs? Regards." reply:"Hi fucker don't talk cock in the early morning." [link] Anyway, the Comptroller already stated it very clearly on the Notice of Assessment. Everyone's just focused on trying to make the numbers bigger, yet the most important thing there is that one statement...thank you for your contribution towards (for the purpose of) nation building. Technically, he's not the enemy, but I'd be sad to see him go nonetheless. [link]

Comments dated 08-Apr-2019: Why would anyone actually believe that there were going to be Milo trucks and bento sets at the Hyflux Hong Lim Park protest... [link]? It appears to be a Chinese culture to want to go to places which are crowded, or to follow what others are doing [link]. Of course that applies to Singaporeans who are Chinese too. Even if the crowds are speculating in tulips, investing in Hyflux securities, protesting at Hong Lim Park etc. When someone claimed that it was MAS/PUB/SGX/etc's fault, the rest followed. All a fraudster needs to do is to successfully trick one or two marks, then they'll proceed to do the fraudster's work of leading the rest of the flock astray. Who's to say Hyflux and E&Y did or did not plant any moles into the Telegram chat group to mislead the herd? If one supports another who plays victim, very soon there'll be a entire crowd who supports others playing the victim [link]. There's no cause for concern, as the supporters will make good the (fake) victims' non-performance because that's doing the right thing. Back to what really matters, an original deposit was made and no one in the know will provide more information because of the non-disclosure clause. There be no point linking the webpage with the non-disclosure clause as it's not accompanied by any detailed explanations. The explanations were published before 1879 [link]. Since it says that there is to be no disclosure...I am not disclosing it. However 2K Games is. If anyone has played Bioshock Infinite, the ending shows Booker Dewitt (his mission to deliver the girl arising out of an entry in a book and debts incurred by way of gaming and wagering) looking at his reflection and realising that he is Comstock (company stock originally on deposit) [link]. It be pointless to blame any licensee on MAS list of financial institutions...they're our agents carrying out our instructions.

One hundred years in servitude aboard the Dutchman. As a start.
-Davy Jones [link #1] [link #2]

What are they waiting for?
-Lieutenant Theodore Groves [link #1] [link #2]

Thank you for your contribution towards nation building.
-a group financial controller who shall remain unnamed :) [I PROTECT MY OWN PEOPLE. No links...]

-Master Joshamee Gibbs [link #1] [link #2 released this 17th day of December 2018]

Your debt to me is still to be satisfied.
-Davy Jones [link #1] [link #2 released this 21st day of December 2018]

I use my credit card for my phone bill.
-a deputy chief financial officer who shall remain unnamed :) [link(s) to be released in NEVER]

Ready on the guns!
-William Turner Jr [link #1]
[Context #1 link #1 link #2 released this 12th day of December 2018]
[Context #2 link #1 link #2 released this 16th day of February 2019]

Full canvas!
-Captain Jack Sparrow [link #1] [link #2 to be released in NEVER]

Important reads:
3 Ways To Stop Following The Crowd And Trust Yourself [link]
Why You Should Never Be Too Trusting And Blindly Follow Other People [link]